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Business Insurance

Business Insurance

Whatever your business, we've got it covered

Call Us Now On

01633 213116

Get a Quote

Business Insurance that's right for you

With access to over 300 providers, let us do the work to get the business insurance that's right for you

Business Insurance from bpw Insurance

Why choose us?

Expert advice from real people

Access to over 300 providers

With you throughout your Policy

Business Insurance that's right for you

With access to over 300 providers, let us do the work to get your business covered.

Business Insurance from bpw Insurance

Why Choose Us?

Expert advice

For businesses who want to deal with real people, not comparison sites

Over 300+ providers

We look far and wide to find the policy that’s the perfect fit for your business

Always there for you

We ‘re there for you throughout your policy with ongoing advice and support

Call Us Now On

01633 213116

Get a Quote
£+
Property Covered
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Providers
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Happy Customers
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Claims Paid

Getting your Business Insurance Should Be Easy

As a specialist in covering all types of businesses, we have access to a huge panel of providers

Getting your
Business Insurance
Should Be Easy

As a specialist in covering all types of businesses, we have access to a huge panel of providers

Unrivaled Service

Our client focused approach lies at the very heart of our business. We believe in the personal touch and all of our clients have dedicated members of staff working for them.

We Search for You

With access to over 300 providers, we ensure you get the policy that’s right for you and your business. Our expertise gives us the ability to search and locate the best policy at the best price.

The Right Policy

Finding the right cover is our priority. If your policy is not right for you, it may not pay out when you need it most.

The Right Price

Getting the right policy is vital; but it’s just as important that you get it for the right price. We search every year to get you the best policy, for the best price.

Our Business
is protecting
Your Business

Protecting businesses since 1983

Call Us
Get a Quote

Experts in Business & Property Insurance

Any business, any industry, we've got it covered

CONSTRUCTION & TRADESMEN

We cover all trades within the construction industry. From individual tradesman, right up to large multi-discipline contractors.

LANDLORDS & PROPERTY OWNERS

As a specialist in covering all types of properties, tenants, and developments, we’ll find the right policy to protect your investment.

DENTAL SURGERIES

We’ve been working with Dental Surgeries since 1983 and cover individual dentists right up to larger multi-site practices.

UNIQUE & UNUSUAL BUSINESSES

If your business doesn’t fit into a drop-down list, we’ll search our huge range of providers to find a policy as unique as your business.

MOTOR TRADE

We’ve been protecting the Motor Trade since 1983. We cover aspects of the motor trade from Buying & Selling to Servicing, MOTs & Repairs.

MANUFACTURING & ENGINEERING

We work with Manufacturing and Engineering businesses of all sizes to find the right policy to cover the broad and complex risks they face.

PUBS, CLUBS & RESTAURANTS

From food & wine, to beers & burgers. From an early breakfast to late nights and special occasions, we’ve got your business covered.

TAKEAWAYS

From fish and chips to late night kebabs and everything in between. Walk-in, deliveries, and mobile catering. Whatever your cuisine, you’ll be in safe hands.

TRANSPORT & LOGISTICS

From hauliers, to couriers; from coach operators, to freight-forwarders; from self-storage to warehousing, we cover it.

PROFESSIONAL INDEMNITY

We cover the risks professionals face when giving advice, including Accountants, Solicitors, Architects, Estate Agents, and Surveyors.

OFFICES, SHOPS & SALONS

We provide complete tailored packages for all kinds of Offices, Shops, and Salons, from single locations to businesses with multiple premises.

HEALTHCARE SECTOR

If your business involves looking after people, we can look after your business.

Business Directory

What We Do

Whether you’re a sole-trader or a larger, independent business, we understand you want the protection your business deserves.

We don’t make you fill in endless forms for an online quote. And we’re not a faceless call centre that treats everyone the same. We’re real people, who provide real service, to people in business.

We also love helping landlords and property investors protect their property.

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Whether you’re a sole-trader or a larger, independent business, we understand you want the protection your business deserves.

We don’t make you fill in endless forms for an online quote. And we’re not a faceless call centre that treats everyone the same. We’re real people, who provide real service, to people in business.

We also love helping landlords and property investors protect their property.

What We Do

Whether you’re a sole-trader or a larger, independent business, we understand you want the protection your business deserves.

We don’t do online quotes. And we’re not an faceless call centre that treats everyone the same. We’re real people, who provide real service, to people in business.

We also love helping landlords and property investors protect their property.

.

We search a huge number of providers to find the best policy for you, so you can spend your time on what’s important to you.

After we’ve found the policy that’s right for you, we’ll stay with you throughout your policy, supporting you when you it. We also know a lot can change in a year, so when it comes time to renew your policy, we’ll search all over again to find the best policy for you.

If you want to talk to a real person about protecting your business, just give us a call – we’d love to speak to you.

Looking After You

We search a huge number of providers to find the best policy for you, so you can spend your time on what’s important to you.

After we’ve found the policy that’s right for you, we’ll stay with you throughout your policy, supporting you when you it. We also know a lot can change in a year, so when it comes time to renew your policy, we’ll search all over again to find the best policy for you.

If you want to talk to a real person about protecting your business, just give us a call – we’d love to speak to you.

Looking After You

We search a huge number of providers to find the best policy for you, so you can spend your time on what’s important to you.

After we’ve found the policy that’s right for you, we’ll stay with you throughout your policy, supporting you when you it. We also know a lot can change in a year, so when it comes time to renew your policy, we’ll search all over again to find the best policy for you.

If you want to talk to a real person about protecting your business, just give us a call – we’d love to speak to you.

Business Insurance Solutions

Whatever your business, we'll provide the right policy, for the right price.

How can our construction team help you?

Working with our expert construction team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price. From single tradesmen, through to large, multi-discipline and main contractors,

Do you have the right cover?

Getting the right cover for your business is vital. You face many risks in the construction industry and without the right policy you and your business could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to protect your business. The types of cover available include:

  • Contract Works
  • Employers’ Liability
  • Public Liability
  • Own Plant, Equipment & Tools
  • Hired-in Plant
  • Business Interruption
  • Professional Indemnity

As well as the above, we can provide additional covers, such as:

  • Increased Height & Depth Limits
  • High-risk locations
  • Increased Public Liability limits
  • Failure to Perform (Efficacy Cover)
  • Performance & Surety Bonds
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

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How can our motor trade team help you?

Working with our expert team will allow you to concentrate on looking after your motor trade business, safe in the knowledge that your business is protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

Getting the right cover for your motor trade business is vital. Without the right policy you and your garage could be at risk should the worst happen. With a dedicated account manager, we can provide the cover need you to protect your business. The types of cover available include:

  • Road Risks
  • Customers’ Vehicles
  • Employers’ Liability
  • Public Liability
  • Defective Workmanship
  • Sales & Service Indemnity
  • Equipment & Tools
  • Business Interruption

As well as the above, we can provide additional covers, such as:

  • Specialist, High-Value, Unique Vehicles
  • Accompanied / Unaccompanied Demonstration
  • Young Drivers / Driving Convictions
  • Wrongful Conversion
  • Engineering Inspection
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

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How can our property team help you?

Working with our expert team will allow you to concentrate on looking after your investment, safe in the knowledge that you and your property are protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

Getting the right cover for you, your property, and your tenants is vital. Without the right policy you and your property could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to protect your investment. The types of cover available include:

  • Buildings
  • Landlords Contents
  • Property Owners Liability
  • Loss of Rent
  • Alternative Accommodation Costs
  • Terrorism Cover

As well as the above, we can provide additional covers, such as:

  • Eviction of Squatters
  • Clean up and damage caused by the illegal cultivation of drugs
  • Malicious Damage by tenants
  • Fly Tipping
  • Legal Expenses
  • Landlord Emergency
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our manufacturing team help you?

Working with our expert manufacturing team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

Getting the right cover for your business is vital. Manufacturing businesses face many risks and without the right policy you and your business could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to protect your business. The types of cover available includes:

  • Employers’ Liability
  • Public & Products Liability
  • Buildings & Contents
  • Plant, Machinery & Tools
  • Stock & Raw Materials
  • Computers & Electronic Equipment
  • Business Interruption

As well as the above, we can provide additional covers, such as:

  • Goods in Transit
  • Machinery Breakdown & Damage
  • Engineering Inspection
  • Hired in Machinery
  • Professional Indemnity
  • Legal Expenses
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

Working with our expert team will allow you to concentrate on looking after your dental practice, safe in the knowledge that you’re protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

Getting the right cover for your dental practice is vital. Dentists face many risks and without the right policy you and your practice could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to protect your business. The types of cover available includes:

  • Employers’ Liability
  • Public & Products Liability
  • Buildings & Contents
  • Dental chairs & Equipment
  • Drugs & Medical Stock
  • Computers & Electronic Equipment
  • Business Interruption

As well as the above, we can provide additional covers, such as:

  • Medical Malpractice
  • Cyber Insurance
  • Terrorism
  • Legal Expenses
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

Working with our expert team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

Getting the right cover for your business is vital. Pubs, Clubs and Restaurants face many risks and without the right policy you and your business could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to protect your business. The types of cover available includes:

  • Employers’ Liability
  • Public & Products Liability
  • Buildings & Contents
  • Loss of Licence
  • Frozen Food
  • Stock & Money Cover
  • Business Interruption

A well as the above, we can provide additional covers, such as:

  • Weddings & Special Events
  • Food Fairs, Festivals and Exhibition Cover
  • Late & Extended Hours
  • Legal Expenses
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

All businesses are special, but some are truly unique. Finding the right cover can be very hard when you don’t fit into a drop-down box. We work hard to understand your unique needs, and then search our huge panel of providers to find you the right cover, at the right price. Working with our expert team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected.

Do you have the right cover?

With a dedicated account manager, we can provide the cover you need to protect you and your business. The types of cover available includes:

  • Employers’ Liability
  • Public & Products Liability
  • Buildings & Contents
  • Stock & Money Cover
  • Business Interruption
  • Professional Indemnity

As well as the above, we can provide additional covers, such as:

  • Cyber Insurance
  • Terrorism
  • Business Travel
  • Management Liability
  • Legal Expenses
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our transport team help you?

Working with our expert transport and logistics team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price. From single couriers, through to passenger transport and large haulage fleets, we cover thousands of vehicles of every type across the transport and logistics sector.

Do you have the right cover?

Getting the right cover for your business and vehicles is vital. You face many risks in the transport industry and without the right policy you and your business could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to protect your business. We provide cover for all types of vehicle fleets, including:

  • Haulage Fleets
  • Passenger Transport
  • Skips & Waste Fleets
  • Hazardous Haulage
  • Heavy Haulage
  • Couriers
  • Agricultural Vehicles
  • Minibus & Taxi Fleets
  • Mixed Vehicles Fleets

As well as the above, we can provide additional covers, such as:

  • Goods in Transit & Cargo
  • Warehousing & Storage
  • Coach & Tour Operators Liability
  • Specialist / High-Value / Unique Vehicles
  • Young Drivers / Driving Convictions
  • Breakdown Cover – Single Vehicle & Fleet Cover
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our engineering team help you?

Working with our expert engineering team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

Getting the right cover for your business is vital. Engineering businesses face many risks and without the right policy you and your business could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to protect your business. The types of cover available includes:

  • Employers’ Liability
  • Public & Products Liability
  • Plant, Machinery & Tools
  • Machinery Breakdown & Damage
  • Engineering Inspection
  • Computers & Electronic Equipment
  • Professional Indemnity
  • Business Interruption

As well as the above, we can provide additional covers, such as:

  • Machinery Movement
  • Hired in Machinery
  • Legal Expenses
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our professional indemnity team help you?

If your business involves giving advice, working with our expert professional indemnity team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

Getting the right cover for your business is vital. Business that give advice face many risks and without the right policy you and your business could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to protect your business and your reputation. We provide cover for all types of business that give advice, including:

  • Accountants & Bookkeepers
  • Solicitors
  • Estate & Letting Agents
  • Recruitment Consultants
  • Architects
  • IT Consultants
  • Business & Marketing Consultants
  • Builders, Contractors & Engineers

As well as the above, we can provide additional covers to cover your business, such as:

  • Employers’ Liability
  • Public Liability
  • Buildings & Contents
  • Computers & Specialist Equipment
  • Management Liability
  • Cyber Insurance
  • Legal Expenses
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

Working with our expert team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

Getting the right cover for your business is vital. Businesses face many risks and without the right policy you and your business could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to protect your business. The types of cover available includes:

  • Employers’ Liability
  • Public & Products Liability
  • Buildings & Contents
  • Stock & Money Cover
  • Computers & Electronic Equipment
  • Professional Indemnity
  • Business Interruption

As well as the above, we can provide additional covers, such as:

  • Goods in Transit
  • Treatment Cover (for Salons)
  • Management Liability
  • Cyber Insurance
  • Terrorism
  • Legal Expenses
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

Working with our expert team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

Getting the right cover for your food business is vital. Owners of takeaways face many risks and without the right policy you and your business could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to protect your business. The types of cover available includes:

  • Employers’ Liability
  • Public & Products Liability
  • Buildings & Contents
  • Frying Ranges
  • Frozen Food
  • Stock & Money Cover
  • Business Interruption

As well as the above, we can provide additional covers, such as:

  • Goods in Transit
  • Legal Expenses
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

In an increasingly digital age, there has been a dramatic increase in risks businesses face, such as cyber crime, data breaches and ransomware.

The Federation of Small Businesses (FSB) has noted that 66% of SMEs do not consider their business to be vulnerable to cyber threats1. However, 74% of SMEs have reported they had suffered an data security breach in the past 12 months, with the average cost of the breach being between £75,000 and £310,0002.

Working with our expert cyber insurance team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected. We work hard to understand your unique needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

With a dedicated account manager, we can provide the cover you need to protect your business data and IT systems. The types of cover available includes:

  • Cyber Liability
  • Interruption by Malware & Viruses
  • PCI & Other Payment Provider Fines
  • Data Breach Response & Management
  • Ransomware
  • Data Restoration
  • Financial Crime
  • Phishing Attacks
  • Legal Costs

The covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

1 https://www.cyberstreetwise.com/blog/your-business-falling-any-cyber-securi­ty-%E2%80%98myths%E2%80%99
2 http://www.pwc.co.uk/services/audit-assurance/insights/2015-information-secu­rity-breaches-survey.html
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How can our team help you?

Businesses in the healthcare sector face a wide range of challenges and risks, with huge implications if things go wrong. This makes finding the right cover for businesses in the healthcare sector vital.

We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price. Working with our expert team will allow you to concentrate on looking after your business, safe in the knowledge that you’re protected.

Do you have the right cover?

With a dedicated account manager, we can provide the cover you need to protect you and your business. The types of cover available includes:

  • Medical Malpractice
  • Life Science Liability
  • Employers’ Liability
  • Public & Products Liability
  • Buildings & Contents
  • Business Interruption
  • Professional Indemnity

As well as the above, we can provide additional covers, such as:

  • Cyber Insurance
  • Terrorism
  • Management Liability
  • Legal Expenses
  • Other non-standard cover depending on your requirements

The additional covers available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

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