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Personal Insurance

Personal Insurance

Personal service for what's important

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01633 213116

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Personal Insurance that's right for you

With over 40 years experience, let us do the work to get you and your family covered

Personal Insurance from bpw Insurance

Why choose us?

Expert advice from real people

Dedicated account manager

With you throughout your Policy

Personal Insurance that's right for you

With over 40 years experience, let us do the work to get you and your family covered.

Why Choose Us?

Expert advice

When you want to deal with real people, not comparison sites

Over 300+ providers

We look far and wide to find the policy that’s the perfect fit for you

Always there for you

We ‘re there for you throughout your policy with ongoing advice and support

Call Us Now On

01633 213116

Get a Quote

Getting your Personal Insurance Should Be Easy

We're specialists in covering all types of high-value homes, vehicles and possessions

Getting your
Personal Insurance
Should Be Easy

We're specialists in covering all types of high-value homes, vehicles and possessions.

Unrivaled Service

Our client focused approach still lies at the very heart of our business. We believe in the personal touch. All of our clients have dedicated members of staff working for them.

The Right Policy

Finding the right cover is our priority. If your policy is not right for you, it may not pay out when you need it most.

The Right Price

Getting the right policy is vital; but it’s just as important that you get it for the right price. We search every year to get you the best policy, for the best price.

Our Business
is protecting what's Personal

Protecting homes since 1983

Call Us
Get a Quote

Insurance with the personal touch

Whatever your needs, we've got it covered

HIGH VALUE HOMES & CONTENTS

High value homes are anything but ordinary, and so a standard home insurance policy simply isn’t enough. We have access to specialist providers who offer cover tailored for your needs.

HOME RENOVATIONS & SELF BUILDS

From small renovations through to large extensions, we can provide the right cover throughout your home improvement works.

JEWELLERY, WATCHES & VALUABLES

Collections of jewellery and watches need special protection to give you peace of mind to enjoy them as you deserve.

PRESTIGE VEHICLES

Prestige & high-end vehicles need a prestige policy to ensure their true value is covered.

HOLIDAY HOMES & SECOND HOMES

We can provide specialist policies to include more than one home. Where you own holiday home, whether it’s rented out or not, we can provide the right cover to keep it safe.

LISTED BUILDINGS

Homes with special or protected features, such as listed buildings and thatched roofs are not normally covered by standard home insurance. We have access to specialist providers who can provide exactly the cover you need to look after your unique home.

FINE ART & ANTIQUES

Fine Art & Antiques require specialist policies to ensure they’re covered for their full value.

CLASSIC CARS

Classic cars may well be unique and the value of a well looked after vehicle can be significantly more than the standard market value. Therefore it’s vital that your classic car is covered for it’s true worth.

What We Do

Your house may well be the most valuable thing you own but, much more than that, it’s your home. You’ve worked hard for it and we understand you want the protection your home and possessions deserve.

We don’t make you fill in endless forms to make you do an online quote yourself. And we’re not a faceless call centre that treats everyone the same.

We work for you, not the insurer, to get you the best cover, at the best price – year after year.

We’re real people, who provide real service, to people who want the best protection they can get.

We also love helping landlords and property investors protect their property.

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Your house may well be the most valuable thing you own but, much more than that, it’s your home. You’ve worked hard for it and we understand you want the protection your home and possessions deserve.

We don’t make you fill in endless forms to make you do an online quote yourself. And we’re not a faceless call centre that treats everyone the same.

We work for you, not the insurer, to get you the best cover, at the best price – year after year.

We’re real people, who provide real service, to people who want the best protection they can get.

We also love helping landlords and property investors protect their property.

.

We search our huge number of providers to find the best policy for you, so you can spend your time on what’s important to you.

After we’ve found the policy that’s right for you, we’ll stay with you throughout year, supporting you when you it.

We also know a lot can change in a year, so when it comes time to renew your policy, we’ll search all over again to find the best policy for you.

If you want to talk to a real person about protecting your home and treasured possessions, as well as any other properties you own, just give us a call – we’d love to speak to you.

Looking After You

We search our huge number of providers to find the best policy for you, so you can spend your time on what’s important to you.

After we’ve found the policy that’s right for you, we’ll stay with you throughout year, supporting you when you it.

We also know a lot can change in a year, so when it comes time to renew your policy, we’ll search all over again to find the best policy for you.

If you want to talk to a real person about protecting your home and treasured possessions, as well as any other properties you own, just give us a call – we’d love to speak to you.

What We Do

Your house may well be the most valuable thing you own but, much more than that, it’s your home. You’ve worked hard for it and we understand you want the protection your home and possessions deserve.

We don’t make you fill in endless forms to make you do an online quote yourself. And we’re not a faceless call centre that treats everyone the same.

We work for you, not the insurer, to get you the best cover, at the best price – year after year.

We’re real people, who provide real service, to people who want the best protection they can get.

We also love helping landlords and property investors protect their property.

Looking After You

We search our huge number of providers to find the best policy for you, so you can spend your time on what’s important to you.

After we’ve found the policy that’s right for you, we’ll stay with you throughout year, supporting you when you it. We also know a lot can change in a year, so when it comes time to renew your policy, we’ll search all over again to find the best policy for you.

If you want to talk to a real person about protecting your home and treasured possessions, as well as any other properties you own, just give us a call – we’d love to speak to you.

Personal Insurance Options

Whatever your needs, we'll find the right protection for your home and possessions

How can our high value home team help you?

Getting the right cover for you & your home is vital. Most standard home insurance policies aren’t enough to cover high value homes, contents and valuables. Without the right policy your home and contents could be at risk should the worst happen.

With a dedicated account manager, we can provide the cover you need to keep your home and contents safe. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

The types of cover available include:

• High Value Homes £500,000+
• Cover for Contents over £75,000+
• Specified Items with Worldwide cover
• High Value Watches & Jewellery
• Accidental Damage Cover
• Trace & Access Cover

As well as the above, we can provide additional cover*, such as:

• Pairs & Sets Cover
• Clean up and damage caused by the illegal cultivation of drugs
• Optional Higher Excess to reduce premiums
• Personal Legal Expenses
• Home Emergency
• Other non-standard cover depending on your requirements

*The additional cover available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our home team help you?

Renovating and extending your home can be the perfect way to get it exactly the way you want. Or, if you’ve found the ideal plot land, building your own home gives you the freedom to create almost anything you desire.

Depending on the extent of any work, most standard home insurance policies will not be suitable for any significant renovations.

And if you’re building your own home, you’ll need a specialist policy that takes into account the works and materials involved in the build, as well as how the risks change throughout.

Without the right policy, your home could be at risk should the worst happen during a renovation project or self-build. With a dedicated account manager, we can provide the cover you need to keep your home and contents safe. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

The types of cover available include:

  • Flexible Policy Durations
  • Building Materials
  • Public Liability
  • Hand Tools & Hired In Plant
  • Different levels of cover (depending on your requirements)

As well as the above, we can provide additional cover*, such as:

  • Caravans / Site Huts
  • Employers Liability
  • Contract Works
  • Other non-standard cover depending on your requirements

*The additional cover available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

Collections of jewellery, watches and other valuables can be a true pleasure to own and wear. However, to really enjoy them you need to know that your investment in them is protected.

Standard home insurance policies do not normally have sufficient limits to cover the true value of such items, and often do not extend to cover them outside of the home. Without the right policy, your valuables could be at risk should the worst happen.

With a dedicated account manager, we can provide the cover you need to keep your valuables safe. We work hard to understand your needs, and then search our panel of specialist providers to find you the right cover, at the right price.

Do you have the right cover?

The types of cover available include:

  • Cover for Contents over £75,000+
  • Specified Watches & Jewellery with Worldwide cover
  • Accidental Damage Cover

As well as the above, we can provide additional cover*, such as:

  • Optional Higher Excess to reduce premiums
  • Other non-standard cover depending on your requirements

*The additional cover available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

From Audi’s to Zonda’s, prestige and high-performance vehicles are a pleasure to own and drive. These cars require special attention, and that includes getting the right insurance for them. In the event of a claim, a standard car insurance policy may not recognise the special requirements of a high-value or prestige vehicle.

With a dedicated account manager, we can provide the cover you need to keep you and your vehicle protected. We work hard to understand your needs, and then search our panel of specialist providers to find you the right cover, at the right price.

Do you have the right cover?

The types of cover available include:

  • High Value Cars
  • High Performance Cars – (ABI group of 34 and above)
  • Family Fleet – One policy for the whole family
  • UK & EU Breakdown Cover
  • Motor Legal Expenses

As well as the above, we can provide additional cover*, such as:

  • Agreed Value rather than Market Value
  • A new for old car replacement if yours is less than 36 months old
  • Like for like courtesy car
  • Choice of repairer
  • Other non-standard cover depending on your requirements

*The additional cover available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

Holiday Homes can be wonderful way to have a break and relax. However, getting the right cover for your holiday home is vital. Standard home insurance policies will not cover holiday homes. If you also rent out your holiday home, most standard buy-to-let policies won’t cover the different way that holiday homes are used.

Without the right policy you and your holiday home and could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to keep you and your holiday home safe. We work hard to understand your needs, and then search our huge panel of providers to find you the right cover, at the right price.

Do you have the right cover?

For Holiday Homes, the types of cover available include:

• Holiday Homes in the UK & Europe
• Cover for chalets, cottages, apartments, lodges, and villas
• Owner’s Contents
• Property Owners Liability
• Loss of Rent
• Extended Unoccupancy Periods
• Flexible visitation requirements

As well as the above, we can provide additional cover*, such as:

• Emergency Travel & Accommodation
• Extended accidental damage to contents
• Accidents to Domestic Staff
• Sports equipment in the home
• Other non-standard cover depending on your requirements

*The additional cover available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

Buildings that are listed or have other protected characteristics can make beautiful homes. Looking after these wonderful buildings is paramount, and that includes getting the right insurance. Standard home insurance policies may not be suitable for the specials requirements such buildings have.

In the event of a claim, a standard home insurance policy may not be sufficient to cover increased costs of repairing and restoring a listed building correctly.

Without the right policy you and your home and could be at risk should the worst happen. With a dedicated account manager, we can provide the cover you need to keep you and your home safe. We work hard to understand your needs, and then search our panel of specialist providers to find you the right cover, at the right price.

Do you have the right cover?

The types of cover available include:

  • Cover for all grades of listed building (Grades I, II and II*)
  • Cover for Contents
  • High-value Specified Items with Worldwide cover
  • High Value Watches & Jewellery
  • Accidental Damage Cover
  • Trace & Access Cover

As well as the above, we can provide additional cover*, such as:

  • Increased limits for high value contents (£75,000+)
  • Cover for domestic staff
  • Home Emergency Cover
  • Family Cyber Cover
  • Other non-standard cover depending on your requirements

*The additional cover available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

How can our team help you?

Collections of works of art, antiques, or other rare & treasured items, can be a lifelong passion. However, to really enjoy them you need to know that your investment in them is protected.

Standard home insurance policies do not normally have sufficient limits to cover the true value of such items. Standard policies also generally only pay the replacement value of an item – which may be far less than their true worth. Without the right policy, your collection could be at risk should the worst happen.

With a dedicated account manager, we can provide the cover you need to keep your valuables safe. We work hard to understand your needs, and then search our panel of specialist providers to find you the right cover, at the right price.

Click Here for a Quote

How can our team help you?

Classic and vintage cars are more than just a way to get around. They’re a piece of automotive history and a joy own and treasure.

With a dedicated account manager, we can provide the cover you need to keep you and your classic car protected. We work hard to understand your needs, and then search our panel of specialist providers to find you the right cover, at the right price.

Do you have the right cover?

The types of cover available include:

  • Agreed Valuation
  • Limited Mileage discounts
  • Modified & Restored Classic Cars
  • Laid-up / Off the road Cover
  • Multi-vehicle Policies

As well as the above, we can provide additional cover*, such as:

  • Event & Show Usage
  • Wedding vehicles
  • UK & European Breakdown Cover
  • Track Day Usage
  • Other non-standard cover depending on your requirements

*The additional cover available to you will depend on your circumstances. If you need cover for anything that’s not normally available, please just speak to a member of our team and we will use our expertise to search far and wide to help you find exactly what you need.

Click Here for a Quote

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